Kimi Coding Plan - Complete Review & Comparison

What is Kimi Coding Plan?

The Kimi Coding Plan is a subscription service offered by Moonshot AI that gives developers bundled access to Kimi's powerful AI coding models. It is designed for developers who use AI-powered coding assistants such as Cursor, Continue, Windsurf, and other IDE extensions that support custom API endpoints.

With a Kimi Coding Plan subscription, you get a monthly token allocation that can be used across Kimi's language models, including the latest Kimi K2.5. The plan abstracts away per-token billing and gives you a predictable monthly cost - but this predictability comes at a premium.

Kimi Coding Plan Pricing

Moonshot AI offers the Kimi Coding Plan in three tiers. Here's how they compare:

Kimi Coding Plan vs Competitors

How does the Kimi Coding Plan stack up against other AI coding subscriptions? Here's a detailed comparison:

Kimi Coding Plan vs Using API Directly

The Kimi Coding Plan bundles tokens into a monthly subscription, but is it actually a good deal? Let's do a break-even analysis comparing the subscription to our pay-as-you-go API proxy at 40% of official pricing:

API Integration - Use Kimi Models in Your IDE

Whether you choose the Kimi Coding Plan or our API proxy, here's how to integrate Kimi models into popular coding tools:

Using with Cursor

Configure Cursor to use Kimi models by setting the API base URL in Cursor Settings > Models > OpenAI API Key:

// Cursor Settings → Models → OpenAI API Key
API Key: your-kimi-api-key
Base URL: https://kimi-api.com/v1

// Then select any Kimi model from the model dropdown:
// - moonshot-v1-8k
// - moonshot-v1-32k
// - moonshot-v1-128k
// - kimi-k2.5

Using with Continue

Add Kimi as a provider in your Continue configuration file (~/.continue/config.json):

{
  "models": [
    {
      "title": "Kimi K2.5",
      "provider": "openai",
      "model": "kimi-k2.5",
      "apiBase": "https://kimi-api.com/v1",
      "apiKey": "your-kimi-api-key"
    }
  ],
  "tabAutocompleteModel": {
    "title": "Kimi Autocomplete",
    "provider": "openai",
    "model": "moonshot-v1-8k",
    "apiBase": "https://kimi-api.com/v1",
    "apiKey": "your-kimi-api-key"
  }
}

Direct API Usage (Python)

Use the OpenAI SDK with our proxy endpoint for full API access:

from openai import OpenAI

client = OpenAI(
    api_key="your-kimi-api-key",
    base_url="https://kimi-api.com/v1"
)

response = client.chat.completions.create(
    model="kimi-k2.5",
    messages=[
        {"role": "system", "content": "You are an expert programmer."},
        {"role": "user", "content": "Write a Python function to merge two sorted lists."}
    ],
    temperature=0.3,
    max_tokens=2048
)

print(response.choices[0].message.content)

cURL Example

curl -X POST "https://kimi-api.com/v1/chat/completions" \
  -H "Authorization: Bearer your-kimi-api-key" \
  -H "Content-Type: application/json" \
  -d '{
    "model": "kimi-k2.5",
    "messages": [
      {"role": "system", "content": "You are an expert programmer."},
      {"role": "user", "content": "Explain the difference between async and sync in Python."}
    ],
    "temperature": 0.3
  }'

Our Alternative: Pay-As-You-Go at 40% Off

Instead of committing to a Kimi Coding Plan subscription, use our API proxy to access the exact same Kimi models at 40% of official pricing with no monthly commitment.

Frequently Asked Questions

Related Resources